This is quite a well written article, but the article doesn’t explain how to set this up and monitor in the app.
Needs / Wants probably could fall under various mixed categories under Spending, but there is no Saving section I think by default. It would be good to be able to split these out.
Something like:
Income
- Wages
Spending
- Needs
- Bills (monthly)
- Amortised savings for irregular bills.
- Groceries
- Transport
- Wants
- Food and Drink
- Shopping
- General
Savings
- Emergency Cash Fund(s)
- Cash Savings
- Investments
- Pension